If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that's the 5th straight month where buying a home has started to get a little bit easier.
Let's break this down into real dollars, so you can see the difference this could make for you (and your move).
One of the clearest signs of this shift is in monthly payments. The latest data from Redfin shows mortgage payments on a median-priced home are now $283 lower than they were just a few months ago (see graph below):
If you've been watching from the sidelines, now's the time to lean in. It's officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025:
"By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they've been waiting for—a rare opportunity in a market that has been tight for most of the past decade."
So, if you're ready and able to buy right now, shooting for this month means you should see:
Just remember, every market i...
For Central Oregon hikers looking for something different that does not require a paid permit, the climbers' trail on Middle Sister is well worth it. Most hikers would start in the burned forest at the Pole Creek Trailhead located off forest service road 15 outside of Sisters (the parking at the trailhead requires $5 payment or a forest pass). After hiking the trail to the junction with Green Lakes Trail 17, trekkers continue on Trail 17 toward Park Meadow. Shortly after crossing Soap Creek is the junction with Camp Lake which hikers should take to reach the unmarked junction with the Climbers' Trail. If hikers miss this trail, it loops with another section of the Camp Lake trail near one of the branches of Wychus Creek which hikers to Camp Lake have to cross. Climbers don't cross the creek, but instead hike upstream toward Middle Sister.
Regardless of the looped trail route chosen, they join on the moraine just under Hayden Glacier. Both are steep, difficult hikes with loose pumice and boulders to traverse. For those who plan on summiting Middle or North Sister, Hayden Glacier is just another geological feature to pass by before the summiting. For those not wishing to go further, the Cascade views from the glacier are amazing.
For those starting at the Pole Creek Trailhead and hiking to the glacier but no further, plan on a full day, climbing over 3100 feet and roughly 13 miles.
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Mortgage rates are finally heading in the right direction – and buyers are starting to jump back in.
According to the data, buyer demand picked up considerably once mortgage rates hit a new low for 2025. The Mortgage Bankers Association (MBA) reports that applications for home loans were up 23% compared to the first week of September last year.
If you've been waiting to sell, or your listing recently expired because the market was slower than you hoped it would be, now's the time to reconsider your move. Buyer demand is the highest it's been since July – and you don't want to miss this window.